Does health
insurance cover tubal reversal surgery? This is a question that is asked many
times by couples who are researching the surgery. Often, they will be told by
the initial call to their insurance provider that it will be covered. For any
couple that is thinking of calling to be sure, make sure you get the name of
the person that you speak with it. The truth of the matter is that most
insurance companies will not cover the surgery because it is considered an
elective surgery.
So, how does
a couple go about saving for this type of surgery? There are a few ways. The
first is to see if the center where your surgery is being performed has a
pre-payment plan. This is a plan where the money is saved it is put into a
special account. As the account grows the excitement also builds because once
the amount is reached the surgery date is then booked. There are many ways that
couples that reached the goal faster than they expected. Here are a few of the
ways that have been shared:
· * Have
a yard sale. Couples are amazed at how many items they have that they do not
use. Get together with a few neighbors and have a neighborhood yard sale to make
it more fun.
· * Cut
back at the grocery store. Just cutting back on a few of the junk food items
can really add up.
·
*Go
through the monthly expenses. Are there movie channels that you do not watch? What
about the unlimited service on the cell phones? Couples have found that when
they go through their monthly bills they are able to save a couple of hundreds
of dollars a month.
·
Knowing
where your money is being spent each day. Although this may sound strange, there
can literally be money being spent that doesn’t have to be. The coffee shop
each morning can eat money without us even thinking about it. Have a coffee
pot? Making the coffee at home can save quite a few dollars each month.
·
Using
the income tax. This is something that many couples will do. Knowing ahead of
time what they will be getting back for a refund helps them to plan if they
will need any more cash set aside.
There are
many ways that couples come up with to save money. Couples know that the faster
they are able to save the money the faster the surgery date gets here. Saving
for tubal reversal surgery may not be the easiest thing to do but many couples
will tell you it is well worth it.
For more information on tubal ligation reversal and insurance have a look at the Chapel Hill Tubal Reversal Center blog.
